Archive for the ‘Uncategorized’ Category

Senior Texting 101

Posted on: March 28th, 2016 by admin No Comments
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Buying a home…or should I stay in the basement?

Posted on: March 23rd, 2016 by admin No Comments

family outside home






Well I’ve been a member of the National Association of Realtors for over 37 years. I think I have heard almost every way possible way to help new buyers toward their First purchase. This one has to be one of the best and innovative. I’m probably guilty of just being a guy too. Let me know what you think. This is part One.


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Anchors Away

Posted on: March 20th, 2016 by admin No Comments

If you are a Navy Vet you can buy a house with no down payment….. What are you waiting for? You don’t have to be a Blue Nose or worry about comshow. It’s all ligit…. Call me and lets get started.MIL-USANavyV1

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Go for it.

Posted on: March 2nd, 2016 by admin No Comments

Edmonds, Washington, United States --- businessman with hand on chin --- Image by © Anderson Ross/Blend Images/Corbis

Should we or shouldn’t we? Starting to get a lot of messages and questions from folks whether its a good time to start looking for a house or selling for that matter.

Well interest rates are under 4%. Millennials are ready to get out of their parents basements, gas is cheap and America’s savings rate is starting to climb again.

Did you know that if you are a veteran you can borrow 100% of the purchase price of a home?
Did you know that you can buy a home through the Federal Housing Administration(FHA) with as little as 3.5% down?
Did you know that a seller can pay a portion of your closing cost to help you buy that house?
Did you know that home values are actually starting to climb again?
Did you know that 90% of all home buyers start their home search on the internet?
Sellers, Inventory has never been lower. So we need good, price right homes, that will sell to motivated buyers now.
So what are you waiting for?  Call me whether you are a buyer or seller and lets get together to discuss some options. Go for it!


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First Time Home Buyers

Posted on: April 27th, 2015 by admin No Comments

Business Handshake I Came across a new program for first time home buyers.  To be considered a first time home buyer, you can’t have owned a home for at least 5 years. The qualifications for the program are as follows.

1. 97% financing available
2. Primary residence only.
3. No PMI required.
4. Up to 6% seller assistance allowed.
5. Can be used in conjunction with other closing cost and down payment assistance programs.
6. Limited credit history may be acceptable.
7. Home ownership counseling is required.
8. $O Origination fee.

Contact me for details:

Salvatore(Sam) Ruta

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5 different ways to engage using Social Media and stay connected.

Posted on: March 6th, 2014 by admin

I am getting more geekitized the older I get. I really have become fascinated with all aspects of Social Media and the profound ramifications that it has on the practice of my business, which is selling houses and helping buyers find their dream homes. I don’t feel like I am a johnny come lately to this era but it has been a learning experience. Here are some ways that I promise I’ll stay connected with you and get results.

1. Facebook. This blog is linked to my Facebook page and will also provide us with an opportunity for a 2 way communication. I’ll try to keep the blog real estate related but I have to say I can slip out of that on occasion . I love the Military and the men and women who serve and have served. You will pick up my bias.

2. Linked In. Purported to be more of a business venue, I am glad to participate, and though the professions are diverse , they all need advice on real estate. Be glad to give you mine.

3. Twitter. 140 characters to get your point across makes a lot of sense in initiating a conversation. I have to get better at this to get my point across quickly. It will be a tease but then I hope you will contact me for an in depth analysis.

4. Pinterest. I am new to this site but I like the chance to “Pin” and also to provide pictures and video to get a real sense of visual reality of one’s opinion.

5. Google Plus. The big bad boy of internet everything. How can you not be aware of Google and ignore its power.
The fact of the matter it really has a way to go to match Facebook as far as popularity, but can’t be ignored.

There are a plethora of other contact venues but I’ll start with the above to get you to discuss what’s on your mind. I’m pretty easy. And of course I am open and eager to interact with you on any platform that you might think beneficial. In fact, please give me your recommendations. Look forward to hearing from you.


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Thanks you guys are the best.

Posted on: May 25th, 2013 by admin

Wrote this a couple of years ago and I promised I would never forget.  So here it is again with a few changes to the  greatest group of folks that I know.



Nick is my son. He’s a geek, a computer engineer. He is also a husband and the father of my two grandkids. He is always bailing me out of a computerized mess. Never complains, just tells me to drop it off and fixes it. Nick is also an Air Force Veteran. He was on active duty for 4 years as an Avionics Expert. He worked on the flight control systems in the cockpit of F-15 fighters. During one of his duty stations, his mother and I got to visit him at Eglin Air Base in the panhandle of Florida. He was working on a test wing where the Air Force played around with new types of aircraft. We were allowed to visit his work place. What struck us as we entered the huge hangar was that the place was overrun by a bunch of kids!!!
19 and 20-year-old kids ! They all wore the Air Force uniform and different color web belts to designate their specialty for working on these $40 million dollar airplanes. Gloria and I looked at each other and thought…. Kids for Gods sake. Then the pilots came out for the flights and kids again. Maybe a couple of years older but still kids. As I looked with admiration at this group of fine young adults, oh and by the way there were girl kids  too working on the airplanes, I thought to myself how proud we were and how proud his grandparents would be of him and his brother and sister “kids” working for their country.  His grandparents were kids once too. My father Carmen, WWII veteran,  a tanker who fought in North Africa and Italy and who was wounded twice. Or Gloria’s dad, Cliff, a machine gunner with the Big Red One who won the bronze star on the beach of Normandy on that fateful June day in 1944. Or my friend Bob who was with the 101 Airborne at Firebase Rip Cord during the Viet Nam war.  Or those thousands of Americans buried in the American cemetery at Normandy that I was so blessed to visit with my friend Bob a few years ago. Or two of my best friends from college who just retired as Lt. Colonels in the US Army. Or those crazy helicopter pilots that I served with in the Army Reserve. Viet Nam Vets who just loved to fly.  On training flights they would  tell me to ignore the red warning light on the instrument panel because they had everything under control. Or those “kids'” who served in Iraq and Afghanistan. All those “kids”  who served and are serving so I have the privilege of getting up and going to work every day in the greatest country in the world. They keep me and those that I love safe and secure. Memorial day weekend is here. So thanks  Nick… and Bob… and Chuck and Jerry and Steve and Joan and ……….



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