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First Time Home Buyers

Posted on: April 27th, 2015 by admin No Comments

 I Came across a new program for first time home buyers.  To be considered a first time home buyer, you can’t have owned a home for at least 5 years. The qualifications for the program are as follows. 1. 97% financing available 2. Primary residence only. 3. No PMI required. 4. Up to 6% seller […]

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Reflecting on a Long Time Friendship

Posted on: June 24th, 2014 by admin

Thought I might take a moment to reflect on someone who made an impact on my life. I am getting older, definitely on the down side of  life but  I’m feeling good and glad  I can still work. Yet I can’t avoid the fact that I am beginning to see some of my  friends pass through eternal portals. “Life […]

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3 programs to help you buy a house if you can’t get a mortgage.

Posted on: May 30th, 2014 by admin

I think that there are still challenges in today’s real estate market in either buying or selling a house. Suffice it to say that there are  a lot of folks who owe more than what their home is worth (“underwater”).  There are enough people who have credit problems because of the recession that started in […]

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And the question is?

Posted on: May 16th, 2014 by admin

Haven’t played Jeopardy in a while or watched it on TV. But I always thought that the premise was a good one. Give someone the answer and see if they can come up with the right question.  It occurred to me that I am usually walking around with what I think are  all the right […]

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Spring Market brings confidence, I think.

Posted on: April 29th, 2014 by admin

I’m not one who just takes recent economic news as gospel. But having said that, it does look like we are moving forward with a better housing market. Just take a look at this recent post by Don DeZube of the National Association of Realtors.  Spring Market. You have to admit its pretty positive.  The […]

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So what’s the deal with the Stock Market? Gimme the House instead.

Posted on: April 16th, 2014 by admin

I don’t have a clue.  Used to be  able to gauge the housing market by what’s going on in the Stock Market. I gave up on that comparison a long time ago. To me it makes absolutely no sense. How can a barometer of the economy change so fast. I mean really, up 200 points […]

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Death and Taxes

Posted on: April 2nd, 2014 by admin

I think you know what I mean. Its inevitable. But I guess I  anticipate  the tax portion of this phrase with  utmost dread every year. April 15, or some day real close  when the government comes a calling and tells me to pay up.  God I hate it. and I always pay. Oh I know […]

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Touchy, Feely

Posted on: March 24th, 2014 by admin

Internet, smart phone,voice mail, email,Facebook. What do they all have in common?  Heck this one is easy.  They all allow so-called communication between two or more people without any overt face to face interaction. No, you can’t count Skype.You know you all have heard or seen the story, or perhaps you actually participated in the […]

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The old mortgage is back and so are the real buyers.

Posted on: March 21st, 2014 by admin

Did you know that you need to have good credit to apply for a mortgage? Did you know that you have to have a job to get a mortgage? Did you know that you have to have a down payment to get a mortgage? Surprised??? Well you might be if you are one of those […]

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Here’s a little secret in negotiating with either a buyer or seller.

Posted on: March 13th, 2014 by admin

Real Estate Agents are always put in a position of representing somebody. Most of us tend to think of an agent as either representing the seller or the buyer. Pennsylvania law requires that once an agent meets a consumer for the first time and there is a “significant discussion of real estate” that we are […]

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